Support program for SMEs for purchase of equipment in 2021


This year, HALKBANK participates in the Support Program for SMEs for purchase of equipment in cooperation with the Ministry of Economy and the Development Agency of Serbia, for supporting development of domestic economy by lending to micro, small and medium legal entities, entrepreneurs and cooperatives.

The Ministry of Economy allocated from the budget RSD 1,550,000,000.00 for non-refundable loans to legal entities, and HALKBANK was once again selected as a reliable and long-standing associate for the realisation of the Program.

The purpose of the funds from the Program is to co-finance the purchase of:

  • New production equipment and/or machines
  • Transport – handling equipment involved in the process of production and internal transport
  • New parts, specialized machine tools
  • Machines and equipment for improving energy efficiency and environmental aspects of production
  • Construction equipment and machinery for construction works.

Terms and Conditions

The financial framework for the implementation of the Program includes the following structure in which the grant amounts to 25% of the net value of the equipment - state co-financing (from 500,000 - 5,000,000 dinars), participation of the business entity 5%, while HALKBANK loan is 70%.

The maximum net costs of purchasing equipment are 20,000,000 dinars, and if they are larger, the difference can be financed by a larger down payment and / or by increasing the loan request with HALKBANK.

Major loan terms and conditions:

  • 6 months grace period
  • no front-end fee
  • repayment period up to 60 months
  • primary collateral is pledge on the purchased equipment

We are inviting you to take advantage of the Program and contact us for any questions or concerns.