SEF Credit Line


HALKBANK a.d. Beograd has signed the Contract with the Serbian Entrepreneurship Foundation  (SEF) for the purpose of mitigating the effects of the COVID-19 virus pandemic. SEF Covid-19 line is part of the German Cooperation in Serbia program.

We are pleased to point out that we are the first bank in Serbia that implements this credit line.

Lending to legal entities form this credit line aims at providing timely support to our clients with business in hotels, restaurants, cafes, bars, transport and transport activities, travel agencies, artisan services, hair dressers and beauty salons, as well as in other areas the business of which is affected with the current pandemic.

Terms and Conditions

Maximum loan amount is 100.000 EUR (in RSD equivalent or with currency clause)

Purpose and maturity of loans from the SEF line are the following:

  • Working capital: maximum 36 months (grace period up to 6 months)
  • Fixed assets: maximum 60 months (grace period up to 12 months)


For more information, visit our nearest branch or call our Call Centre free on 0800/100-111.