RSD loans for working capital and investments

Maturity up to  60 months

Minimal amount

 600,000 RSD

Maximal amount

• For registered agriculture holdings  private individuals and entrepreneurs  – up to  6,000,000 RSD
• For registered legal entities and agriculture cooperatives  – up to 18,000,000 RSD

Maturity

• Up to 36 months – fertilizers , inputs, animals for reproduction and fattening, animal feedstuff, equipment, mehanization
• Up to  60 months  – tractors, harvesters, heifers (young cows)

Grace period

Up to 12 months

Repayment

Monthly, quarterly, semi-annual  and annual  annuity for  loans with repayment  up to 36 months

Semi-annual annuity  for loans with repayment  from  36 – 60 months

Purpose

Working capital /Permanent working capital / Investment

Interest rate

0,00%

Mineral feritilzers – all users

1,00%

For all purposes up to 36 months

• Private individuals farm holder up to 40 years old
• Private individuals  farm holder - woman
• Private individuals farm holder from marginal areas

 Purchase of heifers (young cows ) - all users

 3,00%

 Other users (Agricultural holding, physical persons, entrepreneurs, and legal entities)

• Procurement of raw materials (seeds, seedlings, protective agents)
• Procurement of animals for fattening and breeding of livestock feed
• Procurement of equipment, machinery, and tractors

Disbursment fee

Up to 1,50%

Attention! Borrowing money includes costs.