Halkbank Beograd | Cash Loans and Refinancing Loans with mandatory CPI insurance
PONUDA KEŠ I KREDITA ZA REFINANSIRANJE SA FIKSNOM KAMATNOM STOPOM u okviru HALK paketa 4u1 sa obaveznim osiguranjem kredita

Cash Loans and Refinancing Loans with mandatory CPI insurance

Cash Loans and Refinancing Loans with mandatory CPI insurance

  • Cash loan / Refinancing loan with FIXED interest rate from 7,25%
  • CPI insurance in case of inability to repay the loan

Terms and conditions of loan

Amount
(depending on creditworthiness)

Up to 3.000.000,00 RSD

Loan currency

RSD

Maturity in months

Up to 71 mesec

Monthly obligations

Depending on loan amount

Nominal interest rate (p.a.)

7,25%

Approval fee

Without approval fee

Repayment

In monthly annuities

Obligation of salary transfer

Yes (90 days)

Collateral

Depending on credit indebtedness

Representative example of loan

Bank name HALKBANK a.d. Beograd
Salary transfer Yes
Loan amount 1.000.000,00 RSD
Loan currency RSD
NIR (p.a.) 7,25%
Maturity 71 months
Monthly annuity 17.251,60
Approval fee Without approval fee
Total price of the loan 276.894,18 RSD
Total amount to be paid based on the loan agreement 1.276.894,18 RSD
Other costs 246,00 RSD Credit Bureau
50,00 RSD Promissory note
295,00 RSD per month - The cost of maintaining the current SILVER package
30.810,00 RSD -The cost of insurance premium - Standard package
Collateral Promissory note
CPI insurance in case of inability to repay the loan
EKS 9,17%

Calculated on 30.09.2025. 
 
Attention! Borrowing money includes costs.