In accordance with the Decision of National Bank of Serbia on Payment Account with Basic Services, which applies from August 19^th 2022, HALKBANK ad. Belgrade, from specified date, enables opening and maintenance of Payment Account with Basic Services.

The Package Payment Account with Basic Services includes the following services::

• opening, maintaining and closing a dinar payment account
• cash payment to the payment account and withdrawal of cash from the payment account at counters, ATMs and other similar devices of the Bank
• payment transaction execution services, i.e. transfer of funds from the payment account, that is, to the payment account
• establishment and use of electronic or mobile banking services - unlimited number of transactions
• issuing and using a debit payment card - DinaCard debit card
• delivery of notifications related to completed payment transactions

The Package Payment Account with Basic Services includes the following additional services, which are available at the client's request:

• credit card
• overdraft
• cheques
• opening and maintaining a foreign currency payment account

The Bank will allow clients who have legal residence in the Republic of Serbia to open and use a payment account with basic services if they meet the following conditions:

• they do not have an open payment account in any bank
• they only have an account that serves exclusively to collect funds for loan repayment, i.e. loan servicing or loan maintenance or as a means of security and/or a special purpose bank account for the purpose of paying out funds acquired on the basis of special regulations, and which is not used for making other payments transaction
• as well as to their clients who have an open payment account and request the opening of a payment account with basic services while simultaneously submitting a request to close all other payment accounts

Retail Current Accounts

Opening current accounts - Free of charge

Maintenance of current accounts with basic services* - Free of charge

*Account open until September 1st 2022

Maintenance of current accounts with basic services without or with one or more additional services* - 150,00 RSD, monthly, fixed 

(Additional services: credit card, overdraft, cheques and foreign currency payment account)*

*Account open after September 1st 2022

Dinar Payment Operations 

Payment cash-out - Free of charge 

Cash payments in favour of accounts at another Bank - 1,00%, Min. 100,00 RSD, Max. 5.000,00 RSD*  

*Discount up to September 1st 2023:
0,90%, Min. 80,00 RSD, Max. 5.000,00 RSD

Payments within the Bank’s accounts (internal payment operations) - 0,50%, Min. 50,00 RSD, Max. 5.000,00 RSD*

*Discount up to September 1st 2023:
0,50%, Min. 40,00 RSD, Max. 5.000,00 RSD

Interbank payments (external payment operations) - 0,70%, Min. 80,00 RSD, Max. 5.000,00 RSD*

*Discount up to September 1st 2023:
0,70%, Min. 65,00 RSD, Max. 5.000,00 RSD

Using electronic services (eBanking/mBanking) - for Payment account with basic services

First 3 (three) transactions in the month - Free of charge 

Interbank payments (external payment operations) - 0,35%, Min. 13,00 RSD, Max. 3.500,00 RSD

Payments to accounts within the Bank' accounts (internal payment operations) - Free of charge

Instant payments orders – orders market as ‘’urgent’’ - 0,35%,  Min. 13,00 RSD, Max. 3.500,00 RSD

Tariff of Fees for Services to Retail Clients is applicable from September 1st 2022 and available at link.