 
                    
HALKBANK a.d. Belgrade offers you the opportunity to purchase new and used vehicles through dinar or foreign currency loans at a very favorable interest rate.
 After choosing the desired vehicle and with the pro-invoice from the authorized dealer, visit our nearest branch.
 
             
             
            
| Amount | Depending on creditworthiness | 
| Loan/credit card currency | RSD | 
| Repayment period | 84 months | 
| Participation | No mandatory participation | 
| Monthly commitment | Depending on the loan amount | 
| Nominal interest rate (p.a.) | 8,99% fixed | 
| Loan processing fee | 0,50% - 1,50%depending on the earnings transfer | 
| Loan repayment method | Equal monthly annuities | 
| Security | Bill of exchange (without mandatory comprehensive insurance andpledge on the vehicle up to the loan amount of EUR 15,000.00) | 
| 
 | |
|---|---|
| Bank | HALKBANK a.d. Beograd | 
| Salary transfer | No | 
| Vehicle value | 1.000.000,00 RSD | 
| Participation | No mandatory participation | 
| Loan amount | 1.000.000,00 RSD | 
| Currency | RSD | 
| Nominal interest rate (p.a.) | 8,99% fixed | 
| Deadline in months | 84 months | 
| The amount of the monthly annuity | 15.906,20 RSD | 
| Fee for processing and realization of credit request | 1,50% | 
| Total price of the loan | 363.492,36 RSD | 
| Total amount to be paid based on the loan agreement | 1.393.492,36 RSD | 
| Other costs | 246,00 RSD Credit Bureau 50,00 RSD Promissory note | 
| Collateral | Promissory note (without compulsory comprehensive insurance and pledge on the vehicle up to the loan amount of EUR 15.000,00) | 
| EIR | 10,60% | 
Calculated as on 30.06.2025.
Attention! Borrowing money includes costs.