For parents who think about the future of their children, HALKBANK has created savings that will be available to the child when he/she comes of age. The interest rate is fixed during the whole period, and/or until the child turns eighteen.
| Child’s age at the moment of placing term deposit | Maturity | Interest rate on term deposits 978 – EUR (fixed, p.a.)* |
| Up to 5 years | 13 -18 years | 2,00% |
| From 6 to 15 years | 3 -12 years | 1,30% |
| From 16 to 17 years | 1 do 2 years | 0,80% |
*Interest rates are in gross amounts.
The Bank accrues and pays tax on interest income, charging the depositor.
| Amount - 1.000,00 EUR | ||||
| Tax - 15,00% | ||||
| Maturity | Total interest accrued in EUR | Costs paid by the client (tax) in EUR | Total amount to be paid to client in EUR | Effective interest rate |
| Fixed-term deposits on 2 years | 16,05 | 2,41 | 1.013,64 | 0,68% |
You need only an ID document - either ID card or passport of the parent or guardian and birth certificate for the child.
It is not necessary to make payments every month, you determine frequency in accordance with your possibilities and wishes.
