Loans for working capital, permanent working capital and investment loans in cooperation with the GF of Vojvodina. The Guarantee Fund of the AP of Vojvodina was established by a decision of the Assembly of the AP of Vojvodina in 2003. The goals of this program are an increase in employment and living standards, more dynamic and balanced regional development in the territory of Vojvodina, export and improvement of the competitiveness of economic entities, the establishment, start-up and development of economic entities founded by women and young people, the integration of refugees, and a reduction of the interest rate on loans.

Companies (micro, small, medium), agricultural cooperatives and entrepreneurs:

• Business headquarters in the territory of the AP of Vojvodina;
• The supported project must be implemented in the territory of the AP of Vojvodina;
• There are no outstanding liabilities to the Bank and the Fund;
• Other minimum requirements are defined by the business policy documents of the Bank and the Fund and the conditions specified in the specific Program

Private Individuals - registered holders of family agricultural farms, must meet the following minimum requirements:

• Residence in the territory of the AP of Vojvodina;
• Open a special purpose account in a commercial bank and registered with the Administration for Agrarian Payments as a special purpose current account of a registered agricultural household;

The Bank has the right and possibility to require the loan beneficiary to fulfill additional conditions, in accordance with its business policy.