Add It Yourself


HALKBANK a.d. Beograd offers you foreign exchange savings that provides an additional payment of saving deposits during the term period in accordance with your possibilities and as frequently as it suits you.

Minimum deposit is EUR 100, and minimum additional payment is EUR 20 each.

Optimum funds management. After payment of the initial deposit, payments of additional funds depend on your possibilities and may be done on a schedule suitable to you.
You can pay additional funds at the Bank’s counters, you can also make payments via E-Banking and standing order
Automatic extension of the agreement to the period which corresponds to the initially agreed term

Terms and Conditions

Maturity Interest rate on term deposits 978 - EUR
(fixed, p.a.)
Fixed-term deposits on 12 months 0,20%
Fixed-term deposits on 24 months 0,40%

*Interest rates are in gross amounts.
The Bank accrues and pays tax on interest income, charging the depositor.

Representative Example

Amount - 1.000,00 EUR
Tax  - 15,00%
Amount 5.000,00 EUR
Maturity 24 months
Total interest accrued in EUR 40,08
Costs paid by client 6,01
(15,00% - tax) in EUR
Total amount to be paid client in EUR 5.034,07
Effective interest rate 0,34%


Questions and Answers

You need only your ID document – either valid ID card or passport.

Tax on investment income is paid by the bank on behalf of the client when interest is paid out.