If you want to make use of interest at the moment of placing the term deposit funds, HALKBANK has created for you a savings model with advance payment of interest. With a minimum deposit of EUR 500 you can place term deposits on 3, 6 and 12 months.
| Maturity | Interest rate on term deposits 978 - EUR |
| (fixed, p.a.)* | |
| Fixed-term deposits on 3 months | 0,10% |
| Fixed-term deposits on 6 months | 0,20% |
| Fixed-term deposits on 12 months | 0,40% |
*Interest rates are in gross amounts.
The Bank accrues and pays tax on interest income, charging the depositor.
| Amount - 5.000,00 EUR | |||||
| Tax - 15,00% | |||||
| Maturity | Nominal interest rate | Total interest accrued in EUR | Costs paid by client (tax) in EUR | Total amount to be paid to client EUR | Effective interest rate |
| Fixed-term deposits on 3 months | 0,10% | 1,24 | 0,19 | 5.001,05 | 0,08% |
| Fixed-term deposits on 6 months | 0,20% | 5,01 | 0,75 | 5.004,26 | 0,17% |
| Fixed-term deposits on 12 months | 0,40% | 20,00 | 3,00 | 5.017,00 | 0,34% |
You need only your ID document – either valid ID card or passport.
Tax on investment income is paid by the bank on behalf of the client when interest is paid out.
It is not possible to pay additional funds to the term-deposit account during the specific term. If you want this option, HALKBANK has created a special savings model called „Add It Yourself“.
