RSD Loans with 100% Deposit


HALKBANK offers the possibility of providing cash loans with 100% deposit with fast and simple approval procedures. You need only ID card with a loan request


Loans are approved:

  • With fixed monthly instalment in RSD

Terms and Conditions


In the amount of deposit placed

Loan currency


Repayment term

Equal to the deposit term period


100% of the loan amount

Nominal interest rate (fixed p.a.)


Front-end fee

0,50% - 0.70% on a lump sum


In equal monthly instalments


Deposit, 100% of the loan amount
Promissory note of the borrower

Representative example

Amount 500.000 RSD
Repayment 60 months
Loan currency RSD loans
Nominal interest rate (fixed, p.a.) 3,50%
Front-end fee (0,70%) 3.500,00 RSD
Monthly annuity 9.083,58 RSD
Collateral Deposit 100% of the loan amount, promissory note of the borrower
Other costs  246,00 RSD - Credit Bureau
50,00 RSD - promissory note
Total amount to be repaid 545.674,96 RSD
Effective interest rate Effective Interest Rate cannot be presented due to a relatively high deposit amount which serves as collateral for the loan

Calculated as at 18.05.2017.

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Personal information


Additional info


Permanent employment is not a precondition for applying for this loan.