Halkbank Beograd | RSD Loans with 100% Deposit

RSD Loans with 100% Deposit

General

HALKBANK offers the possibility of providing cash loans with 100% deposit with fast and simple approval procedures.

Benefits

Loans are approved:

  • With fixed monthly instalment in RSD

Terms and Conditions

Amount

In the amount of deposit placed

Loan currency

RSD

Repayment term

Equal to the deposit term period

Deposit

100% of the loan amount

Nominal interest rate (fixed p.a.)

3.50%

Front-end fee

0,50% - 0.70% on a lump sum

Repayment

In equal monthly instalments

Collateral

Deposit, 100% of the loan amount
Promissory note of the borrower

Representative example

Amount 500.000 RSD
Repayment 36 months
Loan currency RSD loans
Nominal interest rate (fixed, p.a.) 3,50%
Front-end fee (0,70%) 3.500,00 RSD
Monthly annuity 14.638,88 RSD
Collateral Deposit 100% of the loan amount, promissory note of the borrower
Other costs  246,00 RSD - Credit Bureau
50,00 RSD - promissory note
Total amount to be repaid 526.999,86 RSD
Effective interest rate Effective Interest Rate cannot be presented due to a relatively high deposit amount which serves as collateral for the loan

Representative example on 26.07.2024.

 

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Personal information

+381

Additional info


Questions

Permanent employment is not a precondition for applying for this loan.