Halkbank Beograd | Visa Gold Credit Card

Visa Gold Credit Card

  • Possibility of using the funds within the available credit limit agreed in RSD
  • Revolving repayment model (Minimum repayment amount is 5% of total debt or 1000.00RSD)
  • Special benefits provided by Visa
  • Fixed interest rate
  • Deferred payment of debt with no interest up to 45 days
  • Payment for goods and services at point of sales in the country and abroad (with possibility of contactless payment)
  • Cash withdrawal at all ATMs in the country and abroad
  • Safe online shopping, using 3DS 2.0 technology
  • Flexibility and easy management of daily and monthly limits
  • Possibility of binding with 2 additional cards

General information

Amount From 2.500,00 EUR to 10.000,00 EUR
(depending on creditworthiness)
Currency RSD
Maturity 36 months
Down payment None
Minimum monthly obligation 5% minimum 1.000,00 RSD
Nominal interest rate fixed (p.a.) 18,00%
Front-end fee None
Obligations to transfer salary No
Collateral Depending on degree of credit indebtedness
 
Representative example
Transfer of salary Yes
Credit limit 300.000,00 RSD
NIR (month) 1,50%
Maturity 36 months
Total amount 376.527,49 RSD
Other costs 246,00 RSD Credit Bureau
50,00 RSD promissory note
350,00 RSD monthly membership fee
295,00 RSD monthly maintenance of the Silver current account package
Collateral Promissory note
EKS 22,96%

* Calculated as at 25.09.2024.

 

PERIODIC LIMITS
Daily limits In the country
Daily limit for cash drawdown RSD 50,000.00 (maximum 10 transactions)
Daily limit for payment for goods/services RSD 100,000.00 (maximum 50 transactions)
Internet purchase RSD 100,000.00 (maximum 20 transactions)
Daily limits Abroad
Daily limit for cash drawdown EUR 500.00 (maximum 10 transactions)
Daily limit for payment for goods/services EUR 1,000.00 (maximum 50 transactions)
Internet purchase EUR 1,000.00 (maximum 20 transactions)
Monthly limit In the country
Monthly limit for cash drawdown RSD 600,000.00 (maximum 30 transactions)
Monthly limit for payment for goods/services RSD 600,000.00 (maximum 200 transactions)
Internet purchase RSD 300,000.00 (maximum 30 transactions)
Monthly limit Abroad
Monthly limit for cash drawdown EUR 5,000.00 (maximum 30 transactions)
Monthly limit for payment for goods/services EUR 5,000.00 (maximum 200 transactions)
Internet purchase EUR 2,500.00 (maximum 30 transactions)