Visa Gold Credit Card

  • Possibility of using the funds within the available credit limit agreed in RSD
  • Revolving repayment model (Minimum repayment amount is 5% of total debt or 1000.00RSD)
  • Special benefits provided by Visa
  • Fixed interest rate
  • Deferred payment of debt with no interest up to 45 days
  • Payment for goods and services at point of sales in the country and abroad (with possibility of contactless payment)
  • Cash withdrawal at all ATMs in the country and abroad
  • Safe online shopping, using 3DS 2.0 technology
  • Flexibility and easy management of daily and monthly limits
  • Possibility of binding with 2 additional cards

Representative Example

Amount From 2.500,00 EUR to 10.000,00 EUR
(depending on creditworthiness)
Currency RSD
Maturity (months) Up to 36 months
Down payment None
Minimum monthly obligation 5% minimum 1.000,00 RSD
Nominal interest rate fixed (p.a.) 18,00%
Front-end fee None
Repayment In equal monthly instalments
Obligations to transfer salary No
Collateral Depending on degree of credit indebtedness
Representative example
Transfer of salary Yes
Credit limit 300.000,00 RSD
NIR (month) 1,50%
Maturity (months) 36 months
Monthly instalment 18.525,00 RSD
Total amount 393.015,87 RSD
Other costs 246,00 RSD Credit Bureau
50,00 RSD promissory note
100,00 RSD monthly membership fee
495,00 RSD monthly maintenance
Collateral Promissory note
EKS 24.00%

* Calculated as at 10.03.2021.