Halkbank offers the possibility of providing cash loans with 100% deposit and with fast and simple approval procedures.
Loans are approved:
In the amount of deposit placed
Dinar loan indexed in EUR
EUR –NBS middle exchange rate
Equal to the term period
100% of the loan amount
3.00%
0,50% - 0.70%
In equal monthly annuities
Deposit 100% of the loan amount
Promissory note
| Amount | 5.000,00 EUR |
| Repayment term | 36 months |
| Currency | 978 - EUR |
| Nominal interest rate (fixed p.a.) | 3,00% |
| Fee | 35,00 EUR (NBS middle exchange rate) |
| Monthly annuity | 145,32 EUR (repayment is in dinars at the NBS middle exchange rate as on the date of annuity payment) |
| Collateral | Deposit 100,00% of the loan amount, promissory note |
| Other costs | 246,00 RSD - Credit Bureau |
| 50,00 RSD - promissory note | |
| Total amount for repayment | 5.231,38 EUR |
| Effective interest rate | Effective interest rate cannot be presented because of a relatively large deposit amount which serves as collateral for the loan |
Representative example on 26.07.2024.
