Halkbank offers the possibility of providing cash loans with 100% deposit and with fast and simple approval procedures.
Loans are approved:
In the amount of deposit placed
EUR in RSD equivalent at the NBS middle exchange rate on the loan disbursement date
EUR –NBS middle exchange rate
Equal to the term period
100% of the loan amount
3.00%
0,50% - 0.70%
In equal monthly annuities
Deposit 100% of the loan amount
Promissory note
| Bank name | HALKBANK a.d. Beograd |
| Salary transfer | No |
| Amount | 10.000,00 EUR |
| Repayment term | 60 months |
| Loan currency | EUR |
| Nominal interest rate (fixed p.a.) | 3,00% |
| Aproval fee 0,70% | 70,00 EUR (NBS middle exchange rate) |
| Monthly annuity | 179,51 EUR (repayment is in dinars at the NBS middle exchange rate as on the date of annuity payment) |
| Total price of the loan | 843,13 EUR |
| Collateral | Deposit 100,00% of the loan amount, promissory note |
| Other costs | 246,00 RSD - Credit Bureau |
| 50,00 RSD - promissory note | |
| Total amount to be paid based on the loan agreement | 10.843,13 EUR |
| Effective interest rate | Effective interest rate cannot be presented because of a relatively large deposit amount which serves as collateral for the loan |
Representative example on 30.06.2025.
Attention! Borrowing money includes costs.
