If you need additional cash and/or you want to refinance your current obligations, HALKBANK a.d. Beograd offers you a dinar loan with a variable interest rate and maturity up to 71 months, with no down payment and with a fast and simple approval procedure. You can get the loan regardless of whether you receive your salary through a HALKBANK current account or not.
Depending on the borrower’s creditworthiness. Maximum amount: 2.000.000 RSD
No deposit / no downpayment
Up to 71 months
1,00% - 2,00%
Depending on the borrower’s creditworthiness.
|Nominal interest rate (p.a., variable)|
|With salary transfer||9,00% + 6M BELIBOR|
|Without salary transfer||11,00% + 6M BELIBOR|
|Elements||With salary transfer||Without salary transfer|
|Loan amount||1.000.000,00 RSD||1.000.000,00 RSD|
|NIR (p.a., variable)||9,00 % + 6M BELIBOR||11,00 % + 6M BELIBOR|
|Monthly annuity||18,679.27 RSD||19,602.79 RSD|
|Front-end fee||1,00% (10.000 RSD)||2,00% (20.000 RSD)|
|Total amount to be repaid||1.334.385.67 RSD||1.401.444,44 RSD|
|Other costs||246,00 RSD Credit bureau 50,00 RSD Promissory note||246,00 RSD Credit bureau 50,00 RSD Promissory note|
|Collateral||Promissory note||Promissory note|
Calculated as at 01.04.2022
Term of service of the applicant must be minimum six months with the latest employer.