If you need additional cash and/or you want to refinance your current obligations, HALKBANK a.d. Beograd offers you a dinar loan with a variable interest rate and maturity up to 71 months, with no down payment and with a fast and simple approval procedure. You can get the loan regardless of whether you receive your salary through a HALKBANK current account or not.
Depending on the borrower’s creditworthiness. Maximum amount: 2.000.000 RSD
RSD
No deposit / no downpayment
Up to 71 months
1,00% - 2,00%
Monthly annuities
Depending on the borrower’s creditworthiness.
Nominal interest rate (p.a., variable) | |
With salary transfer | 9,00% + 6M BELIBOR |
Without salary transfer | 11,00% + 6M BELIBOR |
Elements | With salary transfer | Without salary transfer |
Loan amount | 1.000.000,00 RSD | 1.000.000,00 RSD |
NIR (p.a., variable) | 9,00 % + 6M BELIBOR | 11,00 % + 6M BELIBOR |
Maturity | 71 | 71 |
Monthly annuity | 18,679.27 RSD | 19,602.79 RSD |
Front-end fee | 1,00% (10.000 RSD) | 2,00% (20.000 RSD) |
Total amount to be repaid | 1.334.385.67 RSD | 1.401.444,44 RSD |
Other costs | 246,00 RSD Credit bureau 50,00 RSD Promissory note | 246,00 RSD Credit bureau 50,00 RSD Promissory note |
Collateral | Promissory note | Promissory note |
EKS | 10,80% | 13,24% |
Calculated as at 01.04.2022
Term of service of the applicant must be minimum six months with the latest employer.