SPECIAL OFFER OF CASH AND REFINANCING LOANS for pensioners

Dear clients,

We would like to present you our special offer of cash loans and refinancing loans for pensioners.

1. Current account package (Silver or Gold)

2. Cash loan / Refinancing loan

Loan conditions

Amount (depending on the borrower’s creditworthiness)

Up to 1.200.000,00 RSD

Loan / credit card currency

RSD

Maturity

From 13 to 71 months

Down payment

None

Nominal interest rate (p.a.)

10,50%

Front-end fee

None

Repayment

In monthly annuities

Obligation of pension transfer

Yes

Collateral

Depending on the creditworthiness

Additional collateral

Life insurance policy (provided and paid for the policy holder by HALKBANK)

Representative example of a cash loan with the GOLD current account package

Salary transfer Yes
Loan amount 600.000,00 RSD
NIR (p.a.) 10.50%
Maturity 71 months
Monthly annuity 11.237,87 RSD
Front-end fee None
Total amount to be repaid 801.806,80 RSD
Other costs 246,00 RSD - Credit Bureau
50,00 RSD - Promissory note
Collateral Promissory note
Additional collateral Life insurance policy (provided and paid for the policy holder by HALKBANK)
EIR  10,52%

 Calculated as on 07.02.2022.