Dear Clients,

We would like to inform you that, in line with the transition to the new SWIFT ISO 20022 standard, Halkbank a.d. Beograd will, as of Monday, 17 November 2025, use a new format for the confirmation of foreign currency transactions, which will be sent to the email addresses registered with the Bank.

The new confirmation will include all key information previously contained in the MT103 SWIFT message – including the execution date, amount, currency, details of the payer and the beneficiary, as well as the UETR reference (Unique End-to-End Transaction Reference).

This change is purely technical and will not affect the execution of transactions, timelines, or the security of the process.

With this update, the Bank aligns its operations with the international ISO 20022 standards applicable within the SWIFT network and the SEPA payment system.

Your HALKBANK – People first and foremost