Car Loan for Purchase of New or Used Vehicle

NIR (p.a.) 6,49% EIR 6,99%

General

HALKBANK a.d. Belgrade offers you the opportunity to purchase new and used vehicles through dinar or foreign currency loans at a very favorable interest rate.
After choosing the desired vehicle and with the pro-invoice from the authorized dealer, visit our nearest branch.

You can get information on the loan terms and conditions at a large number of partner car dealers
Assistance with insurance companies
Resolving requests with priority

Terms and conditions of a loan

 

Amount Depending on creditworthiness
Loan/credit card currency Dinar loan indexed in EUR
Repayment period 84 months
Participation 4,500.00 EUR (minimum 30.00% of the value of the vehicle)
Monthly commitment Depending on the loan amount
Nominal interest rate (p.a.) 6,49% fixed
Loan processing fee 1,50%
Loan repayment method Equal monthly annuities
Security

Bill of exchange (without mandatory comprehensive insurance and

pledge on the vehicle up to the loan amount of EUR 15,000.00)

REPRESENTATIVE EXAMPLE OF A CAR LOAN WITHOUT TRANSFER OF EARNINGS

 

Salary transfer No
Vehicle value 15,000.00 EUR
Participation 4,500.00 EUR (minimum 30.00% of the value of the vehicle)
Loan amount 10,500.00 EUR
Nominal interest rate (p.a.) 6,49% fixed
Deadline in months 84 months
The amount of the monthly annuity 154,93 EUR
Fee for processing and realization of credit request 1,50%
Total amount to be repaid 13,013.84 EUR
Other costs 246,00 RSD Credit Bureau
50,00 RSD Promissory note
Collateral Promissory note (without compulsory comprehensive insurance and pledge
on the vehicle up to the loan amount of EUR 15,000.00)
EIR 6,99%

 Calculated as on 07.05.2024.

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